Your Trusted Closing Partner
Welcome to OFN Creative Closings – where expertise meets reliability in real estate transactions.
Meet the Experts Behind OFN Creative Closings
Scott Horne
I’ve been an attorney with Horne and Associates PC in Dallas for 35 years. I’ve been involved in closing some 10,000 creative finance transactions and have purchased, remodeled, and sold over 2,500 single family homes. Additional I’m owner of 1st Option Title and OFN Creative Closings with my partner, Susan Tierney. We also own many other businesses all vertically integrated in real estate. My passion is investing in real estate and my only strategy is Owner Financing, I hold over 300 owner finance notes.
Susan Tierney
Before investing in real estate, I spent 30 years in Sales, Marketing and Public Relations working with many of the country’s largest media firms. I started my own Media agency, Tierney Media in 1988 and it still exists today. My specialty was in helping entrepreneurial companies get their products on the shelves of the nation’s largest retailers such as Target, Walmart, and Best Buy. I wholesaled my first property in March of 2016. Today I currently hold 100+ Owner Financed Mortgages and it continues to be my primary investment strategies. I’m also partners with Scott Horne in our real estate investment business as well as other real estate related businesses.
Carrie Ann Tucker
With over 25 years of experience in Escrow and Title, as well as a background as a real estate assistant, I bring a wealth of knowledge to the industry. I am a proud mom of five children, two bonus kids, and a Mimi (grandma) to three beautiful grandchildren. My journey has primarily revolved around balancing my professional life with raising my family. My husband and I started our own remodeling business which I also help market. As a former foster parent, I have a deep passion for nurturing and supporting others. I love my family and my dogs, and my loved ones are my greatest motivation each day. Music is my passion, and building meaningful relationships is at the heart of what I do, as I believe that connection is essential in both life and work. I would love to own investment property and buy some up north so I can enjoy the cooler climate during the hot summer months.
Kelia McKenzie
What’s the most favorite part of your job? Working in a fast-paced environment, and helping people achieve their goals of buying or selling properties. I enjoy clearing title on the difficult properties. What do you like to do when you are not working? I enjoy spending time with my family and friends. I love college football. If you really knew me….you’d know? I like to follow the rules at work, but not in life…
Speranza Turano
Hi, I’m Speranza! With over 5 years of experience in marketing. I’ve had the chance to work with both big brands and smaller businesses. I’m passionate about storytelling and love helping brands share their core values and ethics through engaging social media content. I’m always keeping an eye out for the next trend to keep things fresh and exciting. Outside of work, I enjoy traveling, dancing, and spending time outdoors
Stefanie Tavares
Meet Stefanie Tavares, your Seasoned Escrow Officer, with an impressive 34 years of experience in the Title and Escrow Industry. With over 15 years in management, she has honed her expertise in residential transactions, always prioritizing top-notch customer service. Known for her unwavering commitment to exceeding customer expectations, Stefanie takes pride in facilitating smooth closings for all parties. She is thrilled to have joined the new 1st Option Title team in Arizona and eager to support all Escrow Officers by contributing her skills with teamwork to insure many successful closings. In her spare time, she is a dedicated gardener, a proud “MeMe” of two precious grandchildren, and enjoys daily walks with her toy Aussie Shepherd.
Bernie Baeza
Berenice, known to most as Bernie, proudly serves as the Marketing Manager. She holds a Marketing degree from UT Dallas and brings a broad range of experience across multiple industries, with a strong focus on nonprofit work, a passion that reflects her deep commitment to community impact. Bernie is driven by the power of marketing to inspire, foster connection, and bring people together. When she’s not working, you’ll likely find her on the pickleball court or actively supporting causes close to her heart.
Alexandra Cantu
I'm Alexandra, a Title Assistant with a strong background as a Transaction Coordinator in both traditional and creative real estate transactions. My TC experience allows me to anticipate challenges, stay highly organized, and ensure every file moves smoothly from start to finish. As a proud military spouse and mother of two beautiful children, my family is my greatest motivation. I am known as a problem solver who always brings solutions with professionalism and care. My long-term goal is to continue growing in the title industry and one day become an Escrow Officer.
Cindy Beller
Hello, I'm Cindy Beller, a Title Officer with 1st Option Title With over 40 years in the industry, I specialize in ensuring the clear transfer of property ownership for a wide range of real estate transactions. I am committed to accuracy and dedicated to providing the peace of mind that comes with a clear title. I enjoy spending time with my family and exploring the great outdoors.
Gary Sausen
Senior Title and Operations Executive with a proven track record of scaling high-performing title and escrow operations, driving profit growth, and delivering exceptional client retention across multi-state environments. Skilled in building efficient teams, optimizing workflows, and managing complex transactions, including investor and creative finance deals. Experienced in ensuring regulatory compliance while enhancing operational performance and turnaround times. Known for fostering strong client and partner relationships that lead to repeat business and long-term growth, while leveraging strategic leadership to support scalable, service-driven operations.